Paper.id

What is Paper.id?

Paper.id is an all-in-one digital invoicing and business payment platform. Its primary purpose is to automate the financial workflows of small to large businesses, particularly in Indonesia. The app targets entrepreneurs, finance teams, and business owners who need to create invoices, collect payments, manage expenses, and access working capital from a single, integrated system.

Why Should You Use Paper.id?

Users choose this application to replace manual, time-consuming financial processes. It consolidates several critical business operations into one tool, reducing administrative overhead and minimizing errors. The main advantages include automating payment reminders, gaining access to multiple payment channels, and simplifying financial reporting.

Key Features of Paper.id

The application's core functionalities are built around simplifying business finance:

*  Digital Invoicing: Create professional, legally-binding invoices with official e-stamps in minutes and share them directly via WhatsApp, SMS, or email.

*  Integrated Payment Processing: Accept payments through over 30 methods, including credit cards, bank transfers, QRIS, and virtual accounts, without needing physical EDC machines.

*  Automated Reconciliation: All payments made through the platform are automatically matched and recorded in the system in real-time.

*  Business Financing: Access to capital through exclusive business credit card products like the Paper Horizon Card and Paper Pioneer Card.

*  ERP Integration: The platform can integrate with existing Enterprise Resource Planning (ERP) systems for larger businesses, offering advanced features like OCR and three-way matching.

Additional Features

Automatic Payment Reminders

Set custom schedules for the system to automatically send reminders to clients for overdue invoices, saving valuable time.

Simplified Financial Reporting

The app automatically generates easy-to-understand financial reports from every transaction, making bookkeeping accessible for beginners.

Enhanced Security

As an ISO 27001 certified platform, it adheres to international standards for information security management.

How to Download and Install Paper.id

1.  Open the Google Play Store (Android) or App Store (iOS) on your mobile device.

2.  In the search bar, type "Paper.id" and press enter.

3.  Select the official app from the search results.

4.  Tap "Install" (Android) or "Get" (iOS) to download and install the application automatically.

5.  Once installed, open the app and proceed to create an account or log in.

How to Use Paper.id

After installation, begin by registering your business account. The process involves providing necessary business details for verification. Once set up, you can immediately start creating your first invoice using the built-in templates, adding your company logo, and setting payment terms. You can then explore the dashboard to set up payment methods, configure automatic reminders, and view your financial summary.

Advantages and Disadvantages

Pros

*   Significant time savings through the automation of invoicing and reconciliation tasks.

*   Excellent convenience by consolidating multiple financial tools into a single platform.

*   Provides valuable access to working capital and business credit options.

*   The interface is designed to be intuitive for users with minimal accounting experience.

Cons

*   Its primary payment and banking integrations are focused on the Indonesian market.

*   Full feature accessibility, especially advanced ERP integrations, may require a specific enterprise plan.

Is Paper.id Safe to Use?

Yes, Paper.id is safe for business use. The platform is ISO 27001 certified, demonstrating a commitment to robust information security practices. It partners with financial institutions licensed by Bank Indonesia and is supervised by the OJK (Financial Services Authority). As with any financial app, users should review the permissions it requests during installation.

Compatible Apps or Tools

Paper.id integrates seamlessly with major Indonesian bank apps and e-wallets for payment processing. For larger enterprises, it offers compatibility with various ERP software systems. It also connects with communication platforms like WhatsApp and Gmail for sharing invoices directly.

FAQs

Is there a fee to create invoices on Paper.id?

Creating and sending invoices through the platform is free. Transaction fees may apply when you receive payments through certain channels.

Can I use Paper.id outside of Indonesia?

While the app can be downloaded anywhere, its core banking, payment, and legal features (like e-stamps) are specifically designed for businesses operating within Indonesia.

What is the Paper Horizon Card?

It is a virtual business credit card offered through the platform that allows business owners to issue cards for employees, set budgets, and track company expenses transparently.

Does Paper.id support recurring invoices?

Yes, the system supports the creation and automated sending of recurring invoices for regular clients.

Conclusion

Paper.id presents a comprehensive solution for businesses seeking to digitize and automate their financial operations. Its strength lies in combining invoicing, payment collection, and capital access into a single, secure, and user-friendly platform. For entrepreneurs in Indonesia looking to optimize their financial management, Paper.id is certainly worth exploring.